Pay Off Debt Faster With These Simple Monthly Budget Tips
Pay Off Debt Faster With These Simple Monthly Budget Tips Credit for Beginners by David B. Coulter Share Share Email Trying to figure out how to pay off debt faster? The interwebs will likely offer you countless budgeting tips that may or may not work for you — budgeting tips that suggest you stop buying […]
What You Need to Know About Your Credit Cards Before Traveling Abroad
What You Need to Know About Your Credit Cards Before Traveling Abroad Credit Cards by David B. Coulter Share Share Email There are few things more frustrating than discovering that you don’t have access to your funds while traveling abroad. Finding yourself without money in a foreign land, where few people speak English, can be annoying, […]
What is a Fair Credit Score Range?
What is a Fair Credit Score Range? Credit for Beginners by David B. Coulter Share Share Email What is a Credit Score? A credit score is a number between 300 and 850 that shows how reliable you are at paying back money you’ve borrowed, which is based on your credit history. Credit scores act as […]
What Could Happen
What Could Happen Credit Cards by David B. Coulter Share Share Email A Road Less Traveled One topic that people usually do not enjoy discussing or even thinking about is insurance, especially life insurance. If you are single or a young couple with no children, you might not need to worry about this expense as […]
How to Spot and Fix Errors on Your Credit Report
How to Spot and Fix Errors on Your Credit Report Credit Monitoring by David B. Coulter Share Share Email We might believe that the major credit bureaus keep the tightest and most up-to-date records of our credit profiles. However, according to a new Consumer Reports investigation, more than one-third, or 34 percent, of Americans found […]
How Does the Mortgage Process Work?
How Does the Mortgage Process Work? Credit for Beginners by David B. Coulter Share Share Email The vast majority of home buyers purchase their dream home with financing, and that means applying for a mortgage. Don’t believe everything you’ve been warned about, however. The loan application process is more user-friendly, automated and transparent than many […]
Ever Wonder How To Get an 850 Credit Score? 5 Tips To Help Get You There
Ever Wonder How To Get an 850 Credit Score? 5 Tips To Help Get You There Credit Report by David B. Coulter Share Share Email You know what? You’re doing great. Your hard work and diligence have paid off in the form of a credit score you can really be proud of, but you know […]
How Much Credit is Too Much Credit?
How Much Credit is Too Much Credit? Auto Loans by John Ulzheimer Share Share Email “John, I am wondering how much credit is the right amount and how much is too much? Is there a simple answer to that question?”
CFPB Semi-annual Report on Consumer Complaints – Part 2
CFPB Semi-annual Report on Consumer Complaints – Part 2 Auto Loans by John Ulzheimer Share Share Email Yesterday I addressed the credit card, consumer loan, mortgage loan complaints consumer made to the Consumer Financial Protection Bureau (CFPB). In this part 2, I’ll address student loan, bank account and service complaints and handling of the complaints. […]
6 Tips for Creating a Spending Plan That Helps Your Credit Score
6 Tips for Creating a Spending Plan That Helps Your Credit Score Credit Cards by Maria Shahid Share Share Email Creating a sensible spending plan is one of the best ways a prospective borrower can have a positive impact on their credit score and get approved for a loan — but many people don’t budget […]