What You Need to Know About Your Credit Cards Before Traveling Abroad
What You Need to Know About Your Credit Cards Before Traveling Abroad Credit Cards by David B. Coulter Share Share Email There are few things more frustrating than discovering that you don’t have access to your funds while traveling abroad. Finding yourself without money in a foreign land, where few people speak English, can be annoying, […]
Who’s Right About Credit Report Errors…Consumers or the Industry?
Who’s Right About Credit Report Errors…Consumers or the Industry? Credit Cards by John Ulzheimer Share Share Email I’ve written about credit report errors several times over the past 9 years and the topic is what we in the writing world refer to as being “evergreen”, meaning it’s timely regardless when it’s published. As such, here’s […]
Do I Need To Worry About My Credit Reports if I’m Not Applying For A Loan?
Do I Need To Worry About My Credit Reports if I’m Not Applying For A Loan? Auto Loans by John Ulzheimer Share Share Email You may have all the credit cards you need, including a mortgage and a car loan. Why should you be concerned about your credit? You have no need for any additional […]
It’s Never Too Early To Start Thinking About The Downside to Retail Store Credit Cards
It’s Never Too Early To Start Thinking About The Downside to Retail Store Credit Cards Credit Cards by John Ulzheimer Share Share Email Well, it’s October 5th, which means Christmas decorations will start going up in my neighborhood in about 2 weeks. That also is right around the time the retailers will start putting their […]
10 Things You Should Know About Identity Theft
10 Things You Should Know About Identity Theft Identity Theft by David B. Coulter Share Share Email Identity theft is a method of stealing someone’s identity in order for an individual to access resources or procure credit under an identity that is not theirs. The victim of identity theft can experience serious consequences if they are held responsible for […]
What to Know About FHA Loan Qualifications
What to Know About FHA Loan Qualifications Money & Identity by Maria Shahid Share Share Email The Federal Housing Administration loan was borne out of the Great Depression, but it’s still a lifeline in the era of booming home ownership. Depending on your credit score, it may well be the best option available for buying […]
5 Things You Should Know About Deferred Interest
5 Things You Should Know About Deferred Interest Credit Report by Maria Shahid Share Share Email Deferred interest is when no-interest loans or credit cards have some period of zero interest. However, you still owe interest payments if you cannot pay off the balance before the end of the stated time frame. Answering the question […]
4 Things You Need to Know About Prepayment Penalties
4 Things You Need to Know About Prepayment Penalties Credit Report by Maria Shahid Share Share Email Just 27 percent of Americans currently carry no debt whatsoever, meaning that most of us have a loan or two that we are currently repaying. Mortgages, business, personal and auto loans can all come with prepayment penalties. Whether […]