Do I Build Credit Faster By Carrying a Balance on My Credit Cards?
Do I Build Credit Faster By Carrying a Balance on My Credit Cards? Credit Cards by John Ulzheimer Share Share Email MYTH alert: Carrying a balance on a credit card does not increase your credit scores and it does not cause you to build credit any faster than if you were to pay it in […]
Should You Transfer Your Balance?
Should You Transfer Your Balance? Credit Cards by Staff Writer Share Share Email Thinking about a balance transfer? You know showing a lower balance on your credit cards can help your credit score, but how can you really do that? Don’t you need to use your credit cards? Managing your credit utilization ratio can be […]
Does transferring my credit card balance to a new credit card increase my credit scores?
Does transferring my credit card balance to a new credit card increase my credit scores? Credit Cards by John Ulzheimer Share Share Email Now that the holidays are over and the bills are coming in, you may be contemplating how to lower the amount of interest you pay on your credit cards and how to […]
What Credit Card Balance Will Show Up On My Credit Report?
What Credit Card Balance Will Show Up On My Credit Report? Credit Cards by John Ulzheimer Share Share Email Q: John, I was reading a couple of your articles and I have a question.I just opened a credit card with a pretty low credit limit, $2,000. I know I need low credit card utilization or […]