Do I have to pay an incorrect credit card bill?
Do I have to pay an incorrect credit card bill? Credit Cards by John Ulzheimer Share Share Email Don’t ignore a transaction on your credit card statement that is incorrect or that you did not make. You are responsible for the transaction, unless you inform the credit card issuer otherwise and they credit your account. […]
How to Avoid Credit Card Fraud
How to Avoid Credit Card Fraud Credit Cards by David B. Coulter Share Share Email Most of us use our credit cards for everything from filling the car up with gas, to buying groceries, to making our charitable contributions and paying our bills. Credit cards provide a tremendous convenience by saving us time and making […]
FICO Study on Credit and Debit Card Fraud
FICO Study on Credit and Debit Card Fraud Credit Monitoring by John Ulzheimer Share Share Email FICO, the company that invented the credit score, recently conducted research on debit and credit card fraud in the U.S. The research was conducted from January 2010 to September 2011 and included hundreds of millions of active credit and […]
How Can I Avoid My Credit Card Being Closed?
How Can I Avoid My Credit Card Being Closed? Credit Cards by John Ulzheimer Share Share Email Don’t Not Use Your Card – Ok, the poor grammar was intentional and corny but I think I’ve made my point. Credit card issuers are in busy to make money and make a profit. They can’t do either […]
Are We Better Off With the CARD Act, or Not?
Are We Better Off With the CARD Act, or Not? Civil Penalty by John Ulzheimer Share Share Email Between 2007 and 2009 most of the large credit card issuers were changing the terms of some of their customer’s accounts. The reason they did so was because of a general lack of comfort for credit risk […]
Does transferring my credit card balance to a new credit card increase my credit scores?
Does transferring my credit card balance to a new credit card increase my credit scores? Credit Cards by John Ulzheimer Share Share Email Now that the holidays are over and the bills are coming in, you may be contemplating how to lower the amount of interest you pay on your credit cards and how to […]
What is the Catch to a No Interest Credit Card?
What is the Catch to a No Interest Credit Card? Uncategorized by John Ulzheimer Share Share Email Credit card issuers are sending out more credit card offers and a common offer is for the a no-interest credit card. The no interest period time frame is usually between 6 months and one year. Just because the […]
Why Doesn’t My Credit Card Ever Show a Zero Balance On My Credit Reports?
Why Doesn’t My Credit Card Ever Show a Zero Balance On My Credit Reports? Credit Cards by John Ulzheimer Share Share Email This is one of the most frequently asked questions and one of the most misunderstood aspects of credit reports and credit card bills. To understand why your credit card balance never shows as […]
What Credit Card Balance Will Show Up On My Credit Report?
What Credit Card Balance Will Show Up On My Credit Report? Credit Cards by John Ulzheimer Share Share Email Q: John, I was reading a couple of your articles and I have a question.I just opened a credit card with a pretty low credit limit, $2,000. I know I need low credit card utilization or […]