What is a Credit Monitoring Service?
What is a Credit Monitoring Service? Credit Monitoring by Maria Shahid Share Share Email Your credit score is essential in your day to day financial transactions. Keeping your credit score intact is vital for your financial success. Even if you have a good score, it is essential to maintain or increase it. One way to […]
What Are the Benefits of Credit Monitoring?
What Are the Benefits of Credit Monitoring? Credit Monitoring by David B. Coulter Share Share Email If you’re looking forward to buying a new car or house or renting your first apartment, you’ll need credit monitoring services to take a closer look at your credit score. While many people don’t have a firm grasp of […]
Credit Reporting Myths That Just Won’t Die
Credit Reporting Myths That Just Won’t Die Credit Monitoring by John Ulzheimer Share Share Email The Credit Bureaus Have Record of Your Income – This is a current myth based on a past truth. Your credit reports used to have your salary included but they were purged from credit reports almost two decades ago. Why […]
Does the FCRA Require Credit Card Issuers To Report To The Credit Bureaus?
Does the FCRA Require Credit Card Issuers To Report To The Credit Bureaus? Credit Cards by John Ulzheimer Share Share Email I received the following question from a twitter follower and fellow CrossFitter today. If you have a credit question for me please feel free to add them as a comment to any of my […]
How Bad Are Collections For My Credit Reports and Credit Scores?
How Bad Are Collections For My Credit Reports and Credit Scores? Auto Loans by John Ulzheimer Share Share Email “John, I’m in a battle with a doctor’s office over a bill they sent to me that I know is supposed to be paid by my insurance company. I flat out refused to pay it and […]
When Using a Store Credit Card is Beneficial
When Using a Store Credit Card is Beneficial Credit Cards by David B. Coulter Share Share Email I have a friend who recently got married. After visiting the traditional suit rental shops in the mall, he was leaving through Macy’s. Provincially, it happened to be one of Macy’s biggest sales days of the year. After […]
Why isn’t an account removed from my credit report after it is paid?
Why isn’t an account removed from my credit report after it is paid? Credit Cards by John Ulzheimer Share Share Email Your credit report includes both current and historical account information. Credit grantors want to make a lending decision based upon both historical and current payment behavior. Historical information is an indication of how you […]
Why Are There So Many Student Loans On My Credit Reports?
Why Are There So Many Student Loans On My Credit Reports? Credit Monitoring by John Ulzheimer Share Share Email “John, I’m a recent college graduate and I’ve been in the work force for about 2 years now. Last week I pulled my credit reports and I have six, yes SIX, student loans on my credit […]
Personal Line of Credit vs. Personal Loan: What Are the Key Differences?
Personal Line of Credit vs. Personal Loan: What Are the Key Differences? Credit Score by David B. Coulter Share Share Email Over the course of a lifetime, you probably will need to borrow money at least once. Whether it’s to buy a new car, send a kid to college or refurbish your home, you may […]
Why Isn’t My Prepaid Debit Card On My Credit Report?
Why Isn’t My Prepaid Debit Card On My Credit Report? Credit Cards by John Ulzheimer Share Share Email Prepaid debit cards have been all over the consumer finance news for the past year. They are becoming a more popular choice for consumers who don’t want or can’t get credit cards or traditional bank accounts. The […]