Why is the FICO score used by auto lenders different than other FICO scores?
Why is the FICO score used by auto lenders different than other FICO scores? Auto Loans by John Ulzheimer Share Share Email There are many different versions of the FICO credit score. Each of the three U.S. credit bureaus – Equifax, Experian and TransUnion – has many different generations and “flavors” of the FICO score, […]
What’s a Good FICO Score?
What’s a Good FICO Score? Credit Report by John Ulzheimer Share Share Email One of the most common questions I’m asked is what constitutes a good FICO score, bad FICO score, great FICO score, horrible FICO score, average FICO score, etc? Here’s the deal on the quality of your FICO score…it’s going to depend. It’s […]
Can I Get A Higher FICO Score If I Have A One Percent Debt to Limit Ratio On My Credit Cards?
Can I Get A Higher FICO Score If I Have A One Percent Debt to Limit Ratio On My Credit Cards? Credit Cards by John Ulzheimer Share Share Email “John, I’ve read on the Internet that if you have a 1% debt to credit limit ratio you’ll have a higher FICO score than if you […]
FICO Study on Credit and Debit Card Fraud
FICO Study on Credit and Debit Card Fraud Credit Monitoring by John Ulzheimer Share Share Email FICO, the company that invented the credit score, recently conducted research on debit and credit card fraud in the U.S. The research was conducted from January 2010 to September 2011 and included hundreds of millions of active credit and […]
Welcome the New FICO Score In the Market
Welcome the New FICO Score In the Market Credit Cards by John Ulzheimer Share Share Email In October 2011, CoreLogic announced a new credit report named the CoreLogic CoreScore™ and that FICO would develop a mortgage score using this data. In July 2012, FICO completed the development of the Mortgage score. CoreLogic provides information, analytics […]