How Many Points Will a Hard Inquiry Cost on Your Credit Score?

How Many Points Will a Hard Inquiry Cost on Your Credit Score? Credit for Beginners by David B. Coulter Share Share Email Whenever you or anyone else checks your credit report, it will show up as an inquiry. That’s not a reason to panic. If it’s just a soft inquiry, your score is unaffected. Even […]

How Do Hard Inquiries Affect Your Credit Report?

How Do Hard Inquiries Affect Your Credit Report? Credit for Beginners by David B. Coulter Share Share Email Unless you’re using a credit monitoring service like SmartCredit®, you might only be using your one free credit report a year from each of the three main credit reporting bureaus to stay up to date. Lenders and […]