Do 42,000,000 Consumers Really Have Errors In Their Credit Reports?
Do 42,000,000 Consumers Really Have Errors In Their Credit Reports? Civil Penalty by John Ulzheimer Share Share Email On Monday February 11th the Federal Trade Commission will release a long awaited 370 page study on credit report accuracy. The study, which was profiled on 60 Minutes Sunday evening, paints a disturbing picture of credit report […]
Can I Get A Higher FICO Score If I Have A One Percent Debt to Limit Ratio On My Credit Cards?
Can I Get A Higher FICO Score If I Have A One Percent Debt to Limit Ratio On My Credit Cards? Credit Cards by John Ulzheimer Share Share Email “John, I’ve read on the Internet that if you have a 1% debt to credit limit ratio you’ll have a higher FICO score than if you […]
Do I have to pay an incorrect credit card bill?
Do I have to pay an incorrect credit card bill? Credit Cards by John Ulzheimer Share Share Email Don’t ignore a transaction on your credit card statement that is incorrect or that you did not make. You are responsible for the transaction, unless you inform the credit card issuer otherwise and they credit your account. […]
I have a credit report, why don’t I have a credit score?
I have a credit report, why don’t I have a credit score? Credit Cards by John Ulzheimer Share Share Email In order to have a credit score, you must have a credit report. The reason is that score is calculated from the data on the credit report. The credit report information has to be current […]
How Early In Life Can I Have A Credit Report?
How Early In Life Can I Have A Credit Report? Auto Loans by John Ulzheimer Share Share Email “John, I’m 16 years old and I’m already very interested in credit and you won’t guess why. My parents have terrible credit and I want to make sure I don’t follow! I know I’m only 16 but […]