Will Credit Monitoring Hurt My Credit Score?
Will Credit Monitoring Hurt My Credit Score? Credit Monitoring by David B. Coulter Share Share Email One of the most common questions that come up when it comes to credit monitoring is, “will credit monitoring hurt my credit score?” There are many myths that credit monitoring platforms can hurt your score in a way that […]
Will it hurt my credit if I’m denied for a loan or credit card?
Will it hurt my credit if I’m denied for a loan or credit card? Auto Loans by John Ulzheimer Share Share Email When you apply for credit, the potential creditor reviews your credit report and this act is recorded on your credit reports as an “inquiry.” This inquiry simply indicates that you’ve applied for credit […]
Can Medical Bills Hurt My Credit Scores?
Can Medical Bills Hurt My Credit Scores? Credit Monitoring by John Ulzheimer Share Share Email Medical providers such as hospitals, doctors, and clinics don’t normally send information to the credit bureaus. Medical bills are not usually reported to the credit bureaus unless the bills have been either turned over or sold to a collection agency. […]
Will Settlements Hurt My Credit?
Will Settlements Hurt My Credit? Credit Cards by John Ulzheimer Share Share Email I received the following excellent question from a Twitter follower yesterday. You can follow me on Twitter at @johnulzheimer. “John, I have about $8,000 in credit card debt and a company called me telling me that they can help me settle that […]
If I am late on only one payment, will it hurt my credit?
If I am late on only one payment, will it hurt my credit? Civil Penalty by John Ulzheimer Share Share Email One isolated late payment can impact your credit, but it depends upon how late you were on the payment, which credit score is used and just how late you were. Some scores will give […]