Why isn’t an account removed from my credit report after it is paid?
Why isn’t an account removed from my credit report after it is paid? Credit Cards by John Ulzheimer Share Share Email Your credit report includes both current and historical account information. Credit grantors want to make a lending decision based upon both historical and current payment behavior. Historical information is an indication of how you […]
Why Isn’t My Prepaid Debit Card On My Credit Report?
Why Isn’t My Prepaid Debit Card On My Credit Report? Credit Cards by John Ulzheimer Share Share Email Prepaid debit cards have been all over the consumer finance news for the past year. They are becoming a more popular choice for consumers who don’t want or can’t get credit cards or traditional bank accounts. The […]
So Exactly Who Calculates My Credit Scores…Because It Isn’t FICO or VantageScore
So Exactly Who Calculates My Credit Scores…Because It Isn’t FICO or VantageScore Credit Report by John Ulzheimer Share Share Email Before I answer the question posed in the article title it will be helpful to have some background on credit reports, FICO credit scores and VantageScore credit scores. Credit reports originate from data compiled from […]
Why isn’t my checking account on my credit reports?
Why isn’t my checking account on my credit reports? Credit Cards by John Ulzheimer Share Share Email When you open a checking account, it’s very possible that the financial institution will reviews your credit report. I just opened an account with a local credit union here in Georgia and they pulled my credit report before […]