What You Need to Know About Your Credit Cards Before Traveling Abroad
What You Need to Know About Your Credit Cards Before Traveling Abroad Credit Cards by David B. Coulter Share Share Email There are few things more frustrating than discovering that you don’t have access to your funds while traveling abroad. Finding yourself without money in a foreign land, where few people speak English, can be annoying, […]
A Brokerage Account vs. an IRA: What to Know
A Brokerage Account vs. an IRA: What to Know Credit for Beginners by David B. Coulter Share Share Email While they both hold financial assets, a brokerage account and an IRA (Individual Retirement Account) are two different types of accounts. The main difference between the two is that an IRA is an account used for […]
10 Things You Should Know About Identity Theft
10 Things You Should Know About Identity Theft Identity Theft by David B. Coulter Share Share Email Identity theft is a method of stealing someone’s identity in order for an individual to access resources or procure credit under an identity that is not theirs. The victim of identity theft can experience serious consequences if they are held responsible for […]
What to Know About FHA Loan Qualifications
What to Know About FHA Loan Qualifications Money & Identity by Maria Shahid Share Share Email The Federal Housing Administration loan was borne out of the Great Depression, but it’s still a lifeline in the era of booming home ownership. Depending on your credit score, it may well be the best option available for buying […]
5 Things You Should Know About Deferred Interest
5 Things You Should Know About Deferred Interest Credit Report by Maria Shahid Share Share Email Deferred interest is when no-interest loans or credit cards have some period of zero interest. However, you still owe interest payments if you cannot pay off the balance before the end of the stated time frame. Answering the question […]
4 Things You Need to Know About Prepayment Penalties
4 Things You Need to Know About Prepayment Penalties Credit Report by Maria Shahid Share Share Email Just 27 percent of Americans currently carry no debt whatsoever, meaning that most of us have a loan or two that we are currently repaying. Mortgages, business, personal and auto loans can all come with prepayment penalties. Whether […]