Should I Refinance My Student Loans Right Now?
Should I Refinance My Student Loans Right Now? Credit for Beginners by David B. Coulter Share Share Email You may have noticed interest rates hovering at 30-year lows and now wonder whether it’s a good time to refinance your student loans. Well, the answer is: not necessarily. You want to help, not hurt, your financial […]
Why Are There So Many Student Loans On My Credit Reports?
Why Are There So Many Student Loans On My Credit Reports? Credit Monitoring by John Ulzheimer Share Share Email “John, I’m a recent college graduate and I’ve been in the work force for about 2 years now. Last week I pulled my credit reports and I have six, yes SIX, student loans on my credit […]
Should I Use a Personal Loans to Pay off Credit Card Debt?
Should I Use a Personal Loans to Pay off Credit Card Debt? Auto Loans by John Ulzheimer Share Share Email I’ve been asked a thousand times what is the best way to get out of credit card debt. My first response is always, “write a big check.” And while that answer might sound absurd you’d […]
Can Student Loans Lower My Credit Scores?
Can Student Loans Lower My Credit Scores? Credit Monitoring by John Ulzheimer Share Share Email FICO, the company that invented the credit score, recently conducted a study of student debt using data from one of the three major credit bureaus. The average debt was $26,549 in 2012, compared to $17,236 in 2005 or a 54 […]