Mastering the Art of Credit Negotiation to Lower Rates and Payments

Mastering the Art of Credit Negotiation to Lower Rates and Payments Credit for Beginners by Staff Writer Share Share Email This may seem crazy, but believe it or not, you can work with your creditors to get lower interest rates.  Understanding how to negotiate effectively with creditors can lead to lower interest rates and manageable […]

July 2012 Delinquency Rates Declined Compared to July 2011

July 2012 Delinquency Rates Declined Compared to July 2011 Auto Loans by John Ulzheimer Share Share Email Equifax, one of the three national credit bureaus, recently announced the results of their National Consumer Trends Report which compared July 2012 to July 2011.  Credit card, home and auto finance delinquencies decreased by double-digit percentages from the […]

Credit Report Error Rates Vary Wildy, Depending on Study Authors

Credit Report Error Rates Vary Wildy, Depending on Study Authors Credit Report by John Ulzheimer Share Share Email Credit report error rates vary wildly, depending on who you believe, from less than 1% to almost 80%.  There have been a small number of studies conducted on the topic and another is set to be released […]