Can I Get An Authorized User Removed From My Credit Report?

Can I Get An Authorized User Removed From My Credit Report? Credit Cards by John Ulzheimer Share Share Email I’ve written often about the benefit of being an authorized user on a parent or loved one’s credit card as a strategy for building or rebuilding credit reports and credit scores. Despite what some pretend financial […]

Why isn’t an account removed from my credit report after it is paid?

Why isn’t an account removed from my credit report after it is paid? Credit Cards by John Ulzheimer Share Share Email Your credit report includes both current and historical account information. Credit grantors want to make a lending decision based upon both historical and current payment behavior.  Historical information is an indication of how you […]

How Can I Get A Collection Removed From My Credit Reports?

How Can I Get A Collection Removed From My Credit Reports? Credit Monitoring by John Ulzheimer Share Share Email First, how did the collection get there in the first place?  After a lender has made many attempts to get you to pay a bill that is past due and has not been successful, they may […]