Where can I get REALLY free credit reports, credit scores and credit services?
Where can I get REALLY free credit reports, credit scores and credit services? Credit Cards by John Ulzheimer Share Share Email We’ve all heard the warnings…if it’s too good to be true then it probably is. And, how about this one…you don’t get something for nothing. But in the world of credit reporting and credit […]
Are Auto Insurance Claims on My Credit Reports?
Are Auto Insurance Claims on My Credit Reports? Auto Loans by John Ulzheimer Share Share Email When you file a claim on your auto insurance policy, it is reported to insurance claims databases compiled LexisNexis. LexisNexis is the most widely used by the insurance companies. These companies are consumer reporting agencies, just as Equifax, Experian […]
How to Get a State Tax Lien Off My Credit Reports?
How to Get a State Tax Lien Off My Credit Reports? Civil Penalty by John Ulzheimer Share Share Email I received the following email last night from a Twitter follower, @johnulzheimer. “Hi John, Today I was notified by my credit monitoring service that the credit bureaus picked up a county-recorded State Tax Lien placed on […]
Are Criminal Records on Credit Reports?
Are Criminal Records on Credit Reports? Civil Penalty by John Ulzheimer Share Share Email A credit report contains information on loans, credit card accounts, credit inquiries, public records, and collections. Public records contain civil public records such as bankruptcies, tax liens, foreclosures, and judgments. These reflect non-payment of credit obligations. This information is compiled by […]
Why isn’t my checking account on my credit reports?
Why isn’t my checking account on my credit reports? Credit Cards by John Ulzheimer Share Share Email When you open a checking account, it’s very possible that the financial institution will reviews your credit report. I just opened an account with a local credit union here in Georgia and they pulled my credit report before […]
How Accurate Are Credit Reports? Survey Says…
How Accurate Are Credit Reports? Survey Says… Credit Cards by John Ulzheimer Share Share Email There have been limited studies on the accuracy of credit reports. One,however, was conducted recently on the web by the American Consumer Credit Counseling (ACCC), a non-profit credit counseling agency. There were 150 respondents, which is not a statistically significant […]