What is a Fair Credit Score Range?
What is a Fair Credit Score Range? Credit for Beginners by David B. Coulter Share Share Email What is a Credit Score? A credit score is a number between 300 and 850 that shows how reliable you are at paying back money you’ve borrowed, which is based on your credit history. Credit scores act as […]
Ever Wonder How To Get an 850 Credit Score? 5 Tips To Help Get You There
Ever Wonder How To Get an 850 Credit Score? 5 Tips To Help Get You There Credit Report by David B. Coulter Share Share Email You know what? You’re doing great. Your hard work and diligence have paid off in the form of a credit score you can really be proud of, but you know […]
How Often Does My Credit Score Change?
How Often Does My Credit Score Change? Auto Loans by John Ulzheimer Share Share Email The frequency with which your credit score changes is a product of the frequency of the changes in your credit report. Because your credit score is based upon the information in your credit report, updates to your credit report can […]
CFPB to Publish Findings of Credit Score Study By End of September
CFPB to Publish Findings of Credit Score Study By End of September Credit Monitoring by John Ulzheimer Share Share Email The Consumer Financial Protection Bureau (hereafter “CFPB”) will be publishing the results of a study on credit scores some time in September 2012. The CFPB performed a smaller study earlier in 2012 and concluded that […]
Why Is My Credit Score Low?
Why Is My Credit Score Low? Credit for Beginners by David B. Coulter Share Share Email Disappointment aside, it is better to ask why your credit score is low than to not know your credit score at all. Surprisingly, 54% of Generation Z don’t even know their score. Yes, a low score can affect your […]
How Often Is Your Credit Score Updated?
How Often Is Your Credit Score Updated? Credit Monitoring by David B. Coulter Share Share Email For those working on improving their credit, seeing changes is important. But, how often is a credit score updated and when should you expect to actually see that number budge? As a general rule, expect to see changes within […]
Can My Age Lower My Credit Score?
Can My Age Lower My Credit Score? Credit Cards by John Ulzheimer Share Share Email Some of the key components of the credit score are based upon on length of credit, how currently you pay your bills, how much of your credit card credit limits you use, inquiries, and other minor measurements. Age is not […]
Would You Buy a Credit Score if The Website Said This…
Would You Buy a Credit Score if The Website Said This… Credit Cards by John Ulzheimer Share Share Email If you don’t live in Utah you probably have never heard of Representative Paul Ray. And, you’ve probably never heard of H.B. 158, more commonly referred to as the Consumer Credit Protection Amendments. The bill, if […]
How Your Credit Score Can Affect Employment Opportunities
How Your Credit Score Can Affect Employment Opportunities Credit Score by David B. Coulter Share Share Email It’s common knowledge that your credit score is a determining factor in securing a loan or mortgage, but did you know that a bad credit score can make your job hunt more difficult? When an employer does a […]
Why is the FICO score used by auto lenders different than other FICO scores?
Why is the FICO score used by auto lenders different than other FICO scores? Auto Loans by John Ulzheimer Share Share Email There are many different versions of the FICO credit score. Each of the three U.S. credit bureaus – Equifax, Experian and TransUnion – has many different generations and “flavors” of the FICO score, […]