Should I Refinance My Student Loans Right Now?
Should I Refinance My Student Loans Right Now? Credit for Beginners by David B. Coulter Share Share Email You may have noticed interest rates hovering at 30-year lows and now wonder whether it’s a good time to refinance your student loans. Well, the answer is: not necessarily. You want to help, not hurt, your financial […]
Should You Add Your Child to Your Credit Card Account?
Should You Add Your Child to Your Credit Card Account? Credit Cards by David B. Coulter Share Share Email Good parents are continually seeking ways to improve the opportunities and security of their children. As a child enters early adulthood – beginning to drive and travel on their own – having access to a credit […]
What scams should I be aware of resulting from a disaster such as Hurricane Sandy?
What scams should I be aware of resulting from a disaster such as Hurricane Sandy? by John Ulzheimer Share Share Email Now that this hurricane is somewhat of a memory, there is much assistance needed for the victims. There are generous and giving people that want to help by donating money to those in need. […]
How Long Should You Wait to Apply for Another Credit Card?
How Long Should You Wait to Apply for Another Credit Card? Credit Cards by Maria Shahid Share Share Email If the credit card you have is not the credit card you want, you have probably wondered about acquiring a second card. Over time, everyone’s financial needs change. Perhaps your current credit card offers little […]
Should I Hire A Lawyer to Sue My Creditor?
Should I Hire A Lawyer to Sue My Creditor? Civil Penalty by John Ulzheimer Share Share Email Oh boy, this is a tough one. I’m not a lawyer and I don’t play one on TV. In fact, it’s illegal to practice law without a license. At least that’s what I’ve learned from movies. So, the […]
Should I Use a Personal Loans to Pay off Credit Card Debt?
Should I Use a Personal Loans to Pay off Credit Card Debt? Auto Loans by John Ulzheimer Share Share Email I’ve been asked a thousand times what is the best way to get out of credit card debt. My first response is always, “write a big check.” And while that answer might sound absurd you’d […]
10 Things You Should Know About Identity Theft
10 Things You Should Know About Identity Theft Identity Theft by David B. Coulter Share Share Email Identity theft is a method of stealing someone’s identity in order for an individual to access resources or procure credit under an identity that is not theirs. The victim of identity theft can experience serious consequences if they are held responsible for […]
Should I Hire A Real Estate Agent?
Should I Hire A Real Estate Agent? Debt by John Ulzheimer Share Share Email Now that the real estate market is finally starting to pick up some positive momentum more people are going to be buying and selling homes. That means buyers and sellers are going to enlist the services of real estate agents to […]
Here’s Why You Should Never Use A Debit Card When Traveling
Here’s Why You Should Never Use A Debit Card When Traveling Credit Cards by John Ulzheimer Share Share Email “John, I know you like credit cards more than you like debit cards. I don’t agree with you but that’s another argument for another day. You also talk about how it’s not smart to use a […]
Should I Pay Off Student Loan Debt Early?
Should I Pay Off Student Loan Debt Early? Credit Report by John Ulzheimer Share Share Email Don’t get me wrong, not being in debt is infinitely better than being in debt. But, taking extraordinary steps to pay off certain debts early isn’t necessarily a good idea. So what does “early” mean in the context of […]