5 Things You Should Know About Deferred Interest
5 Things You Should Know About Deferred Interest Credit Report by Maria Shahid Share Share Email Deferred interest is when no-interest loans or credit cards have some period of zero interest. However, you still owe interest payments if you cannot pay off the balance before the end of the stated time frame. Answering the question […]
Should You Use Store Credit Cards?
Should You Use Store Credit Cards? Credit Cards by David B. Coulter Share Share Email Nearly every store, big and small, offers a store credit card. Although this concept initially began with large department stores, it is now possible to find store credit cards for gas stations, home improvement chains, and even candle and bath […]
Why should I monitor my credit report?
Why should I monitor my credit report? Credit Monitoring by John Ulzheimer Share Share Email There are three key ways to monitor your credit report. One is to obtain your one free credit report annually from each of the three credit reporting agencies – Equifax, Experian and TransUnion. The second is to purchase your credit […]
Should I close credit card accounts?
Should I close credit card accounts? Credit Cards by John Ulzheimer Share Share Email It’s one of the most common myths related to credit scoring…close credit card accounts if you’re not using them because it will improve your scores. This is one of the fallacies of credit scores that many don’t understand. It may seem […]
Should I Decline Insurance Coverage For My Rental Car?
Should I Decline Insurance Coverage For My Rental Car? Auto Loans by John Ulzheimer Share Share Email Since the holidays are approaching, many travel during this time and rent cars at the airport. When you approach the rental counter, the usual procedure is for the rental agent to ask if you want car rental insurance. […]
Should I Become Fair Credit Reporting Act Certified?
Should I Become Fair Credit Reporting Act Certified? Bankruptcy by John Ulzheimer Share Share Email “John, I work in the credit industry and I would like to learn more about the Fair Credit Reporting Act. Are there places I can go to take classes about the FCRA?”
Should I care which credit bureau the lender uses when I apply for credit??
Should I care which credit bureau the lender uses when I apply for credit?? Credit Monitoring by John Ulzheimer Share Share Email “John, I’ve read articles where you use the term “strategic shopping” to describe choosing lenders that use the credit report where you have the highest FICO or VantageScore credit score. Can you elaborate […]
Should You Transfer Your Balance?
Should You Transfer Your Balance? Credit Cards by Staff Writer Share Share Email Thinking about a balance transfer? You know showing a lower balance on your credit cards can help your credit score, but how can you really do that? Don’t you need to use your credit cards? Managing your credit utilization ratio can be […]
The Financial Moves We Should All Be Making in 2021
The Financial Moves We Should All Be Making in 2021 Credit Monitoring by David B. Coulter Share Share Email In 2020 we experienced the biggest economic contraction in history followed by economic growth at a staggering 7.4% from July to September. More than 20 million Americans lost their jobs, yet the stock market hit a […]
Should I Co-Sign?
Should I Co-Sign? Auto Loans by John Ulzheimer Share Share Email The following question was sent to me via Facebook. If you’ve got a credit related question for me please submit it via Facebook or Twitter @johnulzheimer Q: Hey John, what’s up? So check this out. My brother asked me to co-sign for him for […]