Is There An Advantage to Being an Authorized User on A Credit Card Account?

Is There An Advantage to Being an Authorized User on A Credit Card Account? Credit Cards by John Ulzheimer Share Share Email Let’s begin with a definition of an authorized user. An authorized user can use the credit card, but has no responsibility for paying it.  Even though the card is issued in the authorized […]

Why Are There So Many Student Loans On My Credit Reports?

Why Are There So Many Student Loans On My Credit Reports? Credit Monitoring by John Ulzheimer Share Share Email “John, I’m a recent college graduate and I’ve been in the work force for about 2 years now. Last week I pulled my credit reports and I have six, yes SIX, student loans on my credit […]

Are There Downsides to a Reverse Mortgage?

Are There Downsides to a Reverse Mortgage? Credit Report by Maria Shahid Share Share Email If you’re age 62 or older with lots of equity in your home, you probably already know that there are several ways to get at that money. One option is a reverse mortgage. Some financial advisers will tell you categorically […]