Why is the FICO score used by auto lenders different than other FICO scores?

Why is the FICO score used by auto lenders different than other FICO scores? Auto Loans by John Ulzheimer Share Share Email There are many different versions of the FICO credit score. Each of the three U.S. credit bureaus – Equifax, Experian and TransUnion – has many different generations and “flavors” of the FICO score, […]

I Haven’t Used My Credit Card In Years, Why Isn’t It Closed?

I Haven’t Used My Credit Card In Years, Why Isn’t It Closed? Credit Cards by John Ulzheimer Share Share Email Your credit card is not automatically closed, even if it hasn’t been used for a few years.  Credit card companies really want your business, so they don’t usually close the account unless you can’t pay […]