Where is all that credit report data coming from?

Where is all that credit report data coming from? Credit Cards by John Ulzheimer Share Share Email The Consumer Financial Protection Bureau’s (CFPB) Office of Deposits, Cash, Collections and Reporting Markets (DCCR) conducted a study of how consumer data is managed, which was released in December 2012. This included how data is compiled by the […]

Be Careful Where You’re Getting Your Credit Facts

Be Careful Where You’re Getting Your Credit Facts Credit Cards by John Ulzheimer Share Share Email Nothing drives me crazier than reading erroneous credit advice or education online from so called credit experts. The field in which I operate is not only highly technical but also has a direct impact on the financial bottom lines […]

Where can I get REALLY free credit reports, credit scores and credit services?

Where can I get REALLY free credit reports, credit scores and credit services? Credit Cards by John Ulzheimer Share Share Email We’ve all heard the warnings…if it’s too good to be true then it probably is.  And, how about this one…you don’t get something for nothing. But in the world of credit reporting and credit […]