Banks vs. Credit Union – Which Is Right for You?
Banks vs. Credit Union – Which Is Right for You? Credit Report by Maria Shahid Share Share Email Banks and credit unions provide many of the same services. Both offer federal deposit insurance, so up to $250,000 per deposit or, per institution is protected. However, it is the differences between these two types of financial […]
Which of These Is Considered Credit Repair?
Which of These Is Considered Credit Repair? Credit Monitoring by John Ulzheimer Share Share Email The definition of “credit repair” has different meanings to different people. What really matters, however, is how the term “credit repair” is defined by Federal and state laws. I put together a little quiz (below) which outlines 4 unique scenarios […]
Which Type of Credit Score Is Most Used for Auto Loans?
Which Type of Credit Score Is Most Used for Auto Loans? Credit Report by David B. Coulter Share Share Email When shopping for a car, most consumers are well aware that the car dealership will check their credit before moving ahead with a sale. Simply put, the better one’s credit, the lower the rate, and […]
Which “Expert” Do You Believe In the World of Personal Finance?
Which “Expert” Do You Believe In the World of Personal Finance? Credit Cards by John Ulzheimer Share Share Email Yesterday I took part in a TweetChat called #CreditChat along with Experian, one of the national credit reporting agencies, and Mint.com. About a quarter of a million Twitter accounts were reached by our hour long session. […]
Should I care which credit bureau the lender uses when I apply for credit??
Should I care which credit bureau the lender uses when I apply for credit?? Credit Monitoring by John Ulzheimer Share Share Email “John, I’ve read articles where you use the term “strategic shopping” to describe choosing lenders that use the credit report where you have the highest FICO or VantageScore credit score. Can you elaborate […]