If I Apply For A Job Will The Employer Pull My Credit Report?

If I Apply For A Job Will The Employer Pull My Credit Report? Credit Monitoring by John Ulzheimer Share Share Email “John, I just got a job with a local bank and they pulled my credit report before they hired me. I wasn’t thrilled about them doing this but I wanted the job so I […]

If I am late on only one payment, will it hurt my credit?

If I am late on only one payment, will it hurt my credit? Civil Penalty by John Ulzheimer Share Share Email One isolated late payment can impact your credit, but it depends upon how late you were on the payment, which credit score is used and just how late you were.  Some scores will give […]

What Credit Card Balance Will Show Up On My Credit Report?

What Credit Card Balance Will Show Up On My Credit Report? Credit Cards by John Ulzheimer Share Share Email Q: John, I was reading a couple of your articles and I have a question.I just opened a credit card with a pretty low credit limit, $2,000.  I know I need low credit card utilization or […]