How do lost or stolen credit cards impact my credit reports?
How do lost or stolen credit cards impact my credit reports? Credit Cards by John Ulzheimer Share Share Email When you determine that your credit card has been lost or stolen, the first thing you need to do is contact your credit card issuer and each of the three credit bureaus; Equifax, Experian and TransUnion. […]
The Current State of Credit Scoring
The Current State of Credit Scoring Credit Monitoring by David B. Coulter Share Share Email During a pandemic, understanding your credit score with the help of credit monitoring services is crucial. Not only can it impact whether or not you can lease a car to make it to your new job, but you’ll need a […]
Should I Hire A Real Estate Agent?
Should I Hire A Real Estate Agent? Debt by John Ulzheimer Share Share Email Now that the real estate market is finally starting to pick up some positive momentum more people are going to be buying and selling homes. That means buyers and sellers are going to enlist the services of real estate agents to […]
What to Know About FHA Loan Qualifications
What to Know About FHA Loan Qualifications Money & Identity by Maria Shahid Share Share Email The Federal Housing Administration loan was borne out of the Great Depression, but it’s still a lifeline in the era of booming home ownership. Depending on your credit score, it may well be the best option available for buying […]
Here’s Why You Should Never Use A Debit Card When Traveling
Here’s Why You Should Never Use A Debit Card When Traveling Credit Cards by John Ulzheimer Share Share Email “John, I know you like credit cards more than you like debit cards. I don’t agree with you but that’s another argument for another day. You also talk about how it’s not smart to use a […]
What Is The Bluebird Card?
What Is The Bluebird Card? Credit Cards by John Ulzheimer Share Share Email American Express and Walmart have teamed up to offer a debit card with low fees and advanced capabilities. It is targeted to the consumer who wants advanced banking services without paying high fees. According to American Express and Walmart, this account is […]
Treasure Your Home
Treasure Your Home Credit Cards by David B. Coulter Share Share Email From Renting to Owning There is no doubt that owning a dwelling of your own is the cornerstone of financial and emotional security. If you have not reached that point yet, it should certainly be your long-term goal. One question to ask yourself […]
How Credit Monitoring Services Can Help When Purchasing a Home
How Credit Monitoring Services Can Help When Purchasing a Home Credit for Beginners by David B. Coulter Share Share Email Purchasing a home is usually the largest financial decision of one’s lifetime. It’s complicated, time-consuming and requires a substantial financial outlay. Of course, an essential part of the homebuying process is obtaining a mortgage. Indeed, […]
Excerpts From VantageScore’s Press Release Regarding Their 3.0 Credit Scoring Model
Excerpts From VantageScore’s Press Release Regarding Their 3.0 Credit Scoring Model Credit Report by John Ulzheimer Share Share Email STAMFORD, Conn, March 11, 2013 – VantageScore Solutions, the company behind the VantageScore® credit scoring model, announced today (actually it was yesterday) the unveiling of its newly constructed credit scoring model, VantageScore 3.0. The new model […]
Experian vs. Equifax vs. TransUnion: Who’s Who in Credit Monitoring
Experian vs. Equifax vs. TransUnion: Who’s Who in Credit Monitoring Credit Monitoring by Maria Shahid Share Share Email If you’ve ever applied for a loan or a line of credit, then you are likely to be familiar with credit monitoring services. You must be aware of the importance of your credit report and credit score, […]