What Does a Mortgage Do to Your Credit Score?
What Does a Mortgage Do to Your Credit Score? Credit Score by David B. Coulter Share Share Email One of the best financial decisions you can make is to purchase a home. Although the recent housing bubble reveals that buying a home can be risky, there are still many benefits to owning your dwelling. Particularly […]
How Identity Theft Insurance and Credit Monitoring Work Hand in Hand
How Identity Theft Insurance and Credit Monitoring Work Hand in Hand Credit Monitoring by Maria Shahid Share Share Email Protecting your identity on the internet is more critical than ever before. According to a recent report from Consumer Affairs, the Federal Trade Commission (FTC) processed more than 1.4 million identity fraud reports in 2018. With […]
Credit Union Growth Continues
Credit Union Growth Continues Auto Loans by John Ulzheimer Share Share Email Credit union growth has continued and Bank Transfer Day, November 5, 2011, wasn’t just a short lived event. The National Credit Union Administration (NCUA) compiled data from second quarter 2012 based on information from federal credit unions. NCUA is the independent federal agency […]
Going from good to great credit
Going from good to great credit Credit Report by David B. Coulter Share Share Email “How do I go from good to great credit?” This is a common question from those with a 700+ credit score and can’t figure out how to improve it. To go from good to great credit, you need to understand […]
Why is the FICO score used by auto lenders different than other FICO scores?
Why is the FICO score used by auto lenders different than other FICO scores? Auto Loans by John Ulzheimer Share Share Email There are many different versions of the FICO credit score. Each of the three U.S. credit bureaus – Equifax, Experian and TransUnion – has many different generations and “flavors” of the FICO score, […]
What is A Credit Inquiry?
What is A Credit Inquiry? Credit Monitoring by John Ulzheimer Share Share Email What in the world is an inquiry? And, more importantly, why do they hurt my scores? And how are people who shop for the best rates protected from many inquiries? Let’s tackle these in order… The definition of a credit inquiry is […]
Budgeting for Kids: Do They Need a Savings Account?
Budgeting for Kids: Do They Need a Savings Account? Credit for Beginners by David B. Coulter Share Share Email Opening up a kids savings account for your children and teaching them how to budget can help ensure success for your children’s financial future and hopefully stability for your own retirement as well. Most parents would […]
How to Create a Debt Management Plan that Works for You
How to Create a Debt Management Plan that Works for You Credit for Beginners by Staff Writer Share Share Email Managing debt is not fun, but with a structured plan, you can take control of your finances and work towards financial freedom, which can lead to fun! Whether you’re a young adult, a financial planner, […]
I Haven’t Used My Credit Card In Years, Why Isn’t It Closed?
I Haven’t Used My Credit Card In Years, Why Isn’t It Closed? Credit Cards by John Ulzheimer Share Share Email Your credit card is not automatically closed, even if it hasn’t been used for a few years. Credit card companies really want your business, so they don’t usually close the account unless you can’t pay […]
A Week at The Beach…How I Chose The Credit Card I’ll Use
A Week at The Beach…How I Chose The Credit Card I’ll Use Credit Cards by John Ulzheimer Share Share Email Tomorrow we head out for a week and the beach and my bags are almost packed. When I leave tomorrow morning I’m going to have to decide which credit cards I want to take, and […]