Managing Credit Accounts and Finances for a Loved One
Managing Credit Accounts and Finances for a Loved One Credit Monitoring by David B. Coulter Share Share Email Imagine that the unthinkable happens and your loved one suffers from sudden memory loss or an extended illness. Would you be able to step in and take over their financial affairs? Perhaps you’re in that situation now. […]
How Different Types of Bank Accounts Affects Your Credit Score
How Different Types of Bank Accounts Affects Your Credit Score Credit for Beginners by David B. Coulter Share Share Email Most people know that opening a new credit card account or applying for a mortgage affects their credit score. But did you know that, while it’s rare and situational, opening and closing other accounts — […]
If I order a copy of my credit report, will it hurt my credit scores?
If I order a copy of my credit report, will it hurt my credit scores? Auto Loans by John Ulzheimer Share Share Email When you get a copy of your credit report and/or monitor your credit, there is no impact on your credit or your score. A credit inquiry is recorded on your credit report […]
What Is ScoreMaster?
What Is ScoreMaster? Credit Report by Maria Shahid Share Share Email Has your credit ever gotten to an all-time low, and you didn’t know what to do? Are you trying to reach your dream credit score, but you’re not sure how to get there? With ScoreMaster, you can be the master of your credit score. […]
Is Credit Repair a Scam, or Does It Really Work?
Is Credit Repair a Scam, or Does It Really Work? Bankruptcy by John Ulzheimer Share Share Email Nothing polarizes credit industry players like the topic of credit repair. When you think of credit repair companies you might envision the sleazy business person bilking the uneducated consumer out of thousands of dollars while promising that they […]
Why Doesn’t My Credit Report Show That I Pay My Credit Card Bill in Full Each Month?
Why Doesn’t My Credit Report Show That I Pay My Credit Card Bill in Full Each Month? Uncategorized by John Ulzheimer Share Share Email I got this fantastic question via my Facebook this week. If you have a question for me feel free to ask it via Facebook or Twitter @johnulzheimer. Q: John, I enjoy […]
The FTC’s Credit File Accuracy Study…Fair and Balanced
The FTC’s Credit File Accuracy Study…Fair and Balanced Credit Cards by John Ulzheimer Share Share Email Yesterday the FTC released their long awaited credit file accuracy study. It consumed my day. I did 14 interviews with major media outlets and I went to bed dead tired at 8:00. But enough about me. While the press […]
If I Pay A Collection Will It Stay On My Credit Reports For Seven More Years?
If I Pay A Collection Will It Stay On My Credit Reports For Seven More Years? Credit Monitoring by John Ulzheimer Share Share Email I recently received this question from a reader regarding how to deal with old unpaid collections. “John, I am applying for a mortgage loan and the loan officer is telling me […]
How Can I Get A Collection Removed From My Credit Reports?
How Can I Get A Collection Removed From My Credit Reports? Credit Monitoring by John Ulzheimer Share Share Email First, how did the collection get there in the first place? After a lender has made many attempts to get you to pay a bill that is past due and has not been successful, they may […]
How Many Points Are Late Payments Worth In Your Credit Score?
How Many Points Are Late Payments Worth In Your Credit Score? Bankruptcy by John Ulzheimer Share Share Email I had so much fun writing my article about how many points inquiries are worth that I figured I’d follow up the theme and write about how many points delinquencies are worth. So, finally, here’s the answer […]