If I Pay A Collection Will It Stay On My Credit Reports For Seven More Years?
If I Pay A Collection Will It Stay On My Credit Reports For Seven More Years? Credit Monitoring by John Ulzheimer Share Share Email I recently received this question from a reader regarding how to deal with old unpaid collections. “John, I am applying for a mortgage loan and the loan officer is telling me […]
How Can I Get A Collection Removed From My Credit Reports?
How Can I Get A Collection Removed From My Credit Reports? Credit Monitoring by John Ulzheimer Share Share Email First, how did the collection get there in the first place? After a lender has made many attempts to get you to pay a bill that is past due and has not been successful, they may […]
Why Am I Getting Calls From a Collection Agency?
Why Am I Getting Calls From a Collection Agency? Civil Penalty by John Ulzheimer Share Share Email Q: John, I started getting phone calls last week from a company called “name withheld.” They told me that they’re a collection company and that they are collecting a debt that I owed years ago to a credit […]
Paying Off a Collection Account
Paying Off a Collection Account Debt Management by David B. Coulter Share Share Email Settling Old Accounts If you want to make wiser use of credit, then negotiating a settlement for any past due amounts can help you in developing the right mindset for avoiding future debt. However, before you take action, you will first […]
Can Collection Agencies Pull My Credit Reports?
Can Collection Agencies Pull My Credit Reports? Bankruptcy by John Ulzheimer Share Share Email You may be surprised to find out that credit reports can be used to find debtors who have “skipped out” and have left no forwarding address. These individuals can be past due on their bills and cannot pay, so they change […]