What Credit Scores are Needed for Different Types of Loans
What Credit Scores are Needed for Different Types of Loans Credit Report by David B. Coulter Share Share Email Credit scores and reports can be complicated subjects to understand. After all, it is not something that we are taught in school, nor is it something that there is a great deal of public information on. […]
Why Are My Scores Different Across Credit Reporting Agencies? Shouldn’t They Be The Same?
Why Are My Scores Different Across Credit Reporting Agencies? Shouldn’t They Be The Same? Credit Monitoring by John Ulzheimer Share Share Email Circa 1997, the question posed in this article’s title was one of the questions I was asked during my interview at FICO. Thankfully I answered correctly! Credit scores are built using credit data […]
How Different Types of Bank Accounts Affects Your Credit Score
How Different Types of Bank Accounts Affects Your Credit Score Credit for Beginners by David B. Coulter Share Share Email Most people know that opening a new credit card account or applying for a mortgage affects their credit score. But did you know that, while it’s rare and situational, opening and closing other accounts — […]
Why are my credit reports different?
Why are my credit reports different? Credit Monitoring by John Ulzheimer Share Share Email The three credit reporting agencies, Equifax, Experian and TransUnion, compile information from many different sources such as lenders, collection agencies and court records. The lenders come from many industries such as credit card, banking, credit unions, oil, retail, mortgage lenders, student […]
Why Are My Credit Scores Different On Each Credit Report?
Why Are My Credit Scores Different On Each Credit Report? Credit Cards by John Ulzheimer Share Share Email Circa 1997, that was one of my interview questions when I was interviewing for my job at FICO. Whew, it’s a good thing I answered correctly or I might be writing about something other than credit. This […]
Why is My Spouse’s Credit Score Different From Mine?
Why is My Spouse’s Credit Score Different From Mine? Credit Cards by John Ulzheimer Share Share Email It’s one of the most common credit reporting and scoring myths…the one that suggests spouses have joint credit reports and share a credit score. This is, of course, untrue. Unless both you and your spouse’s names are listed […]