Why Are There So Many Student Loans On My Credit Reports?
Why Are There So Many Student Loans On My Credit Reports? Credit Monitoring by John Ulzheimer Share Share Email “John, I’m a recent college graduate and I’ve been in the work force for about 2 years now. Last week I pulled my credit reports and I have six, yes SIX, student loans on my credit […]
How Many Points Will a Hard Inquiry Cost on Your Credit Score?
How Many Points Will a Hard Inquiry Cost on Your Credit Score? Credit for Beginners by David B. Coulter Share Share Email Whenever you or anyone else checks your credit report, it will show up as an inquiry. That’s not a reason to panic. If it’s just a soft inquiry, your score is unaffected. Even […]
How Many Points Are Late Payments Worth In Your Credit Score?
How Many Points Are Late Payments Worth In Your Credit Score? Bankruptcy by John Ulzheimer Share Share Email I had so much fun writing my article about how many points inquiries are worth that I figured I’d follow up the theme and write about how many points delinquencies are worth. So, finally, here’s the answer […]
How Many Credit Cards is Too Many for My Credit Score?
How Many Credit Cards is Too Many for My Credit Score? Credit Cards by John Ulzheimer Share Share Email There are only a small handful of credit score myths that have been able to stand the test of time. One of them is certainly that you have to have an exact number of credit cards […]
How Many Credit Cards is Too Many?
How Many Credit Cards is Too Many? Credit Cards by John Ulzheimer Share Share Email One, ten, twenty…how many credit cards is too many? And why would anyone have more than one credit card? This is a very common and valid question. There are also several answers, some of which are valid and some of […]
How Many Points Are Credit Inquiries Worth in Your Credit Score?
How Many Points Are Credit Inquiries Worth in Your Credit Score? Credit Monitoring by John Ulzheimer Share Share Email “John, I read online that each inquiry lowers your credit score by 3 to 5 points. Is that true? I’ve also seen 12 points and I’ve seen zero points. Why are there so many different answers […]