What You Need to Know About Your Credit Cards Before Traveling Abroad

What You Need to Know About Your Credit Cards Before Traveling Abroad Credit Cards by David B. Coulter Share Share Email There are few things more frustrating than discovering that you don’t have access to your funds while traveling abroad. Finding yourself without money in a foreign land, where few people speak English, can be annoying, […]

Budgeting for Kids: Do They Need a Savings Account?

Budgeting for Kids: Do They Need a Savings Account? Credit for Beginners by David B. Coulter Share Share Email Opening up a kids savings account for your children and teaching them how to budget can help ensure success for your children’s financial future and hopefully stability for your own retirement as well. Most parents would […]

What Credit Score Do I Need for a Personal Loan?

What Credit Score Do I Need for a Personal Loan? Credit for Beginners by David B. Coulter Share Share Email If you’re looking to meet additional expenses or expand into new ventures and don’t want to rely on credit cards, one option is to apply for a personal loan. One of the criteria that lenders […]

4 Things You Need to Know About Prepayment Penalties

4 Things You Need to Know About Prepayment Penalties Credit Report by Maria Shahid Share Share Email Just 27 percent of Americans currently carry no debt whatsoever, meaning that most of us have a loan or two that we are currently repaying. Mortgages, business, personal and auto loans can all come with prepayment penalties. Whether […]