The Benefits and Drawbacks of Obtaining a Personal Loan

The Benefits and Drawbacks of Obtaining a Personal Loan Credit Report by Maria Shahid Share Share Email What is a personal loan exactly, and what is the benefit? A personal loan is one granted on the basis of your credit history and your income. If you’re 18 years of age, you simply need to have […]

How Can I Protect My Child’s Personal Information at School?

How Can I Protect My Child’s Personal Information at School? Credit Monitoring by John Ulzheimer Share Share Email Back to school is an annual ritual that includes buying new notebooks, packing lunches, coordinating transportation, and filling out forms: registration forms, health forms, permission slips, and emergency contact forms, to name a few. For me, personally, […]

Personal Line of Credit vs. Personal Loan: What Are the Key Differences?

Personal Line of Credit vs. Personal Loan: What Are the Key Differences? Credit Score by David B. Coulter Share Share Email Over the course of a lifetime, you probably will need to borrow money at least once. Whether it’s to buy a new car, send a kid to college or refurbish your home, you may […]

Should I Use a Personal Loans to Pay off Credit Card Debt?

Should I Use a Personal Loans to Pay off Credit Card Debt? Auto Loans by John Ulzheimer Share Share Email I’ve been asked a thousand times what is the best way to get out of credit card debt.  My first response is always, “write a big check.” And while that answer might sound absurd you’d […]

Which “Expert” Do You Believe In the World of Personal Finance?

Which “Expert” Do You Believe In the World of Personal Finance? Credit Cards by John Ulzheimer Share Share Email Yesterday I took part in a TweetChat called #CreditChat along with Experian, one of the national credit reporting agencies, and Mint.com.  About a quarter of a million Twitter accounts were reached by our hour long session. […]

What Credit Score Do I Need for a Personal Loan?

What Credit Score Do I Need for a Personal Loan? Credit for Beginners by David B. Coulter Share Share Email If you’re looking to meet additional expenses or expand into new ventures and don’t want to rely on credit cards, one option is to apply for a personal loan. One of the criteria that lenders […]