How Many Points Will a Hard Inquiry Cost on Your Credit Score?

How Many Points Will a Hard Inquiry Cost on Your Credit Score? Credit for Beginners by David B. Coulter Share Share Email Whenever you or anyone else checks your credit report, it will show up as an inquiry. That’s not a reason to panic. If it’s just a soft inquiry, your score is unaffected. Even […]

How Many Points Are Late Payments Worth In Your Credit Score?

How Many Points Are Late Payments Worth In Your Credit Score? Bankruptcy by John Ulzheimer Share Share Email I had so much fun writing my article about how many points inquiries are worth that I figured I’d follow up the theme and write about how many points delinquencies are worth. So, finally, here’s the answer […]

How Many Points Are Credit Inquiries Worth in Your Credit Score?

How Many Points Are Credit Inquiries Worth in Your Credit Score? Credit Monitoring by John Ulzheimer Share Share Email “John, I read online that each inquiry lowers your credit score by 3 to 5 points.  Is that true?  I’ve also seen 12 points and I’ve seen zero points.  Why are there so many different answers […]