Credit Reporting Myths That Just Won’t Die
Credit Reporting Myths That Just Won’t Die Credit Monitoring by John Ulzheimer Share Share Email The Credit Bureaus Have Record of Your Income – This is a current myth based on a past truth. Your credit reports used to have your salary included but they were purged from credit reports almost two decades ago. Why […]
Why Are My Scores Different Across Credit Reporting Agencies? Shouldn’t They Be The Same?
Why Are My Scores Different Across Credit Reporting Agencies? Shouldn’t They Be The Same? Credit Monitoring by John Ulzheimer Share Share Email Circa 1997, the question posed in this article’s title was one of the questions I was asked during my interview at FICO. Thankfully I answered correctly! Credit scores are built using credit data […]
Reporting Identity Theft
Reporting Identity Theft Credit Cards by Maria Shahid Share Share Email Identity theft is a frightening crime that affects millions of consumers each year. If someone gets your personal information, you want to do everything you can to help safeguard your identity. In some instances, identity theft insurance and monitoring may be worth considering. While […]
Should I Become Fair Credit Reporting Act Certified?
Should I Become Fair Credit Reporting Act Certified? Bankruptcy by John Ulzheimer Share Share Email “John, I work in the credit industry and I would like to learn more about the Fair Credit Reporting Act. Are there places I can go to take classes about the FCRA?”