What’s The Best Way to Build My Credit Score?
What’s The Best Way to Build My Credit Score? Auto Loans by John Ulzheimer Share Share Email Happy Birthday, you’ve just turned 18. Maybe you got a car for your birthday. Maybe your parents are throwing you a great party. Whatever your gift happens to be, it’s unlikely that you’re thinking about your credit scores…although […]
Why Didn’t My Credit Score Go Up After Paying Off A Collection?
Why Didn’t My Credit Score Go Up After Paying Off A Collection? Credit Cards by John Ulzheimer Share Share Email The following question was sent to me by a Facebook friend. If you’ve got a question for me please feel free to send it to me via Facebook or via Twitter @johnulzheimer. I try my […]
How does negative information impact my score?
How does negative information impact my score? Auto Loans by John Ulzheimer Share Share Email The consumer watch dog, the Consumer Financial Protection Bureau (CFPB) recently released a study regarding how consumer data is managed. The paper was titled “Key Dimensions and Processes in the U.S. Credit Reporting system: A review of how nation’s largest […]
What Credit Score Do I Need for a Personal Loan?
What Credit Score Do I Need for a Personal Loan? Credit for Beginners by David B. Coulter Share Share Email If you’re looking to meet additional expenses or expand into new ventures and don’t want to rely on credit cards, one option is to apply for a personal loan. One of the criteria that lenders […]
Why is My Spouse’s Credit Score Different From Mine?
Why is My Spouse’s Credit Score Different From Mine? Credit Cards by John Ulzheimer Share Share Email It’s one of the most common credit reporting and scoring myths…the one that suggests spouses have joint credit reports and share a credit score. This is, of course, untrue. Unless both you and your spouse’s names are listed […]
Welcome the New FICO Score In the Market
Welcome the New FICO Score In the Market Credit Cards by John Ulzheimer Share Share Email In October 2011, CoreLogic announced a new credit report named the CoreLogic CoreScore™ and that FICO would develop a mortgage score using this data. In July 2012, FICO completed the development of the Mortgage score. CoreLogic provides information, analytics […]
What is a Good Credit Score?
What is a Good Credit Score? Credit for Beginners by David B. Coulter Share Share Email A good credit score is a credit score of 700 or higher. Your credit score is one of the most crucial elements affecting your economic potential. Whether you’re just starting your financial journey, looking to apply for a loan, […]