What Are the Benefits of Credit Monitoring?
What Are the Benefits of Credit Monitoring? Credit Monitoring by David B. Coulter Share Share Email If you’re looking forward to buying a new car or house or renting your first apartment, you’ll need credit monitoring services to take a closer look at your credit score. While many people don’t have a firm grasp of […]
What Are The CFPB Examination Procedures for Consumer Reporting Agencies?
What Are The CFPB Examination Procedures for Consumer Reporting Agencies? Credit Monitoring by John Ulzheimer Share Share Email In March 2012, the Consumer Financial Protection Bureau (CFPB) announced that they were targeting consumer reporting agencies (CRAs) with at least $7 million in annual revenue. This included 30 companies, representing 94 percent of the market and […]
What are Trade Lines?
What are Trade Lines? Auto Loans by John Ulzheimer Share Share Email “Tradeline” is one the common credit industry terms used to identify accounts on your credit reports. Trade lines are the credit card accounts and loans on your credit report. A trade line contains accounts receivable data provided by credit grantor and includes a […]
What scams should I be aware of resulting from a disaster such as Hurricane Sandy?
What scams should I be aware of resulting from a disaster such as Hurricane Sandy? by John Ulzheimer Share Share Email Now that this hurricane is somewhat of a memory, there is much assistance needed for the victims. There are generous and giving people that want to help by donating money to those in need. […]
What Credit Scores are Needed for Different Types of Loans
What Credit Scores are Needed for Different Types of Loans Credit Report by David B. Coulter Share Share Email Credit scores and reports can be complicated subjects to understand. After all, it is not something that we are taught in school, nor is it something that there is a great deal of public information on. […]
What are the Pros and Cons of Reverse Mortgages?
What are the Pros and Cons of Reverse Mortgages? Credit Report by David B. Coulter Share Share Email Since the launch of the first reverse mortgage in the USA in 1961, homeowners have benefitted from this avenue for releasing equity from their home to cover retirement costs or other expenses. The popularity of these loans […]
What is The ‘Move Me’ Slider?
What is The ‘Move Me’ Slider? Credit Monitoring by David B. Coulter Share Share Email In today’s digital age, many people have ditched cash for cards. Did you know that when it comes time to make your credit card payments, paying on time and in full could decrease your credit score? Or that you can […]
What is a Credit Freeze?
What is a Credit Freeze? Credit Monitoring by John Ulzheimer Share Share Email A credit freeze is used to prevent potential lenders or other businesses from reviewing your credit reports and credit scores without your consent. This prevents identity thieves from opening credit accounts in your name, even if they have your social security number […]
What is ScoreTracker?
What is ScoreTracker? Credit Report by Maria Shahid Share Share Email With all that is happening in the world right now, financial stresses are an area of concern. In the current climate, there are financial stresses. With the right score, you can save thousands of dollars in interest. Whether you are looking to increase your […]
What to Know About FHA Loan Qualifications
What to Know About FHA Loan Qualifications Money & Identity by Maria Shahid Share Share Email The Federal Housing Administration loan was borne out of the Great Depression, but it’s still a lifeline in the era of booming home ownership. Depending on your credit score, it may well be the best option available for buying […]