What happens to my credit if my credit card is lost or stolen?
What happens to my credit if my credit card is lost or stolen? Uncategorized by John Ulzheimer Share Share Email If your credit card has been lost or worse, stolen then the first thing you need to do is to call the credit card issuer. That stops any potential abuse of your card because the […]
What Is ScoreBuilder?
What Is ScoreBuilder? Credit Report by Maria Shahid Share Share Email If your credit has fallen due to unforeseen circumstances, you need not to worry. Having a low credit score can feel like you have dropped into a rabbit hole you cannot climb out of. Financial instability can be life-altering and very stressful. If you […]
What Credit Score Do I Need for a Personal Loan?
What Credit Score Do I Need for a Personal Loan? Credit for Beginners by David B. Coulter Share Share Email If you’re looking to meet additional expenses or expand into new ventures and don’t want to rely on credit cards, one option is to apply for a personal loan. One of the criteria that lenders […]
What Happens to My Credit If I Didn’t Pay My Taxes?
What Happens to My Credit If I Didn’t Pay My Taxes? Civil Penalty by John Ulzheimer Share Share Email April 15th, 2013…affectionately referred to as “tax day.” Not only is today a Monday but it’s also the day we have to either file our tax returns or an extension. And for those of us who […]
What If My Credit Limit Is Not Being Reported On My Credit Report?
What If My Credit Limit Is Not Being Reported On My Credit Report? Credit Cards by John Ulzheimer Share Share Email Your credit limit is the predetermined upper most boundary of your credit card spending capacity. So, if you’ve got a $10,000 credit limit that means you can charge up to $10,000 worth of products […]
What happens if my home is foreclosed?
What happens if my home is foreclosed? Credit Monitoring by John Ulzheimer Share Share Email Over the past five or so years Americans have had to become familiar with terms that we had never heard before. We became familiar with loan modifications, short sales, and negative equity in our homes. Millions stopped paying their home […]
What is the Catch to a No Interest Credit Card?
What is the Catch to a No Interest Credit Card? Uncategorized by John Ulzheimer Share Share Email Credit card issuers are sending out more credit card offers and a common offer is for the a no-interest credit card. The no interest period time frame is usually between 6 months and one year. Just because the […]
Fed’s Rate Cut: What it Means for Your Wallet
Fed’s Rate Cut: What it Means for Your Wallet Personal Finance by Staff Writer Share Share Email When it comes to your wallet, you don’t want to wait around to find out what happens… The Federal Reserve recently announced its first interest rate cut since 2020, lowering the benchmark rate by half a percentage point. […]
What is a Good Credit Score?
What is a Good Credit Score? Credit for Beginners by David B. Coulter Share Share Email A good credit score is a credit score of 700 or higher. Your credit score is one of the most crucial elements affecting your economic potential. Whether you’re just starting your financial journey, looking to apply for a loan, […]
Peer-to-Peer Lending: What It Is and How It Works
Peer-to-Peer Lending: What It Is and How It Works Credit Report by Maria Shahid Share Share Email Merriam’s defines peer as a “one that is of equal standing with another.” You aren’t on equal standing with a bank or credit union if you want a loan, but you are on a reasonably equal standing when […]