When to Get Free vs. Paid Credit Monitoring
When to Get Free vs. Paid Credit Monitoring Credit Monitoring by Maria Shahid Share Share Email Credit monitoring is essential to your financial health. Regularly checking your credit report along with your credit rating provides you vital information about your financial wellness, and can serve as an early warning of possible problems such as missed […]
What Happens to My Credit When I Move Outside The United States?
What Happens to My Credit When I Move Outside The United States? Auto Loans by John Ulzheimer Share Share Email “John, my husband has taken a new job overseas and I think we’ll be there for at least 3 years. We’re both 32 years and have about 10 years of credit experience under our belts. […]
When Using a Store Credit Card is Beneficial
When Using a Store Credit Card is Beneficial Credit Cards by David B. Coulter Share Share Email I have a friend who recently got married. After visiting the traditional suit rental shops in the mall, he was leaving through Macy’s. Provincially, it happened to be one of Macy’s biggest sales days of the year. After […]
How Credit Monitoring Services Can Help When Purchasing a Home
How Credit Monitoring Services Can Help When Purchasing a Home Credit for Beginners by David B. Coulter Share Share Email Purchasing a home is usually the largest financial decision of one’s lifetime. It’s complicated, time-consuming and requires a substantial financial outlay. Of course, an essential part of the homebuying process is obtaining a mortgage. Indeed, […]
When Is It Okay To Close One Of Your Credit Cards?
When Is It Okay To Close One Of Your Credit Cards? Credit Cards by John Ulzheimer Share Share Email We’ve all heard the warnings…don’t close your old credit cards because your credit scores will go down! That warning is part truth and part myth. And, there are certainly times when you can safely close your […]
Will My Scores Go Up When I Dispute My Credit Report?
Will My Scores Go Up When I Dispute My Credit Report? Credit Monitoring by John Ulzheimer Share Share Email I received the following question last night from a Facebook friend: “John, I want to ask a question as you’re the only person I believe regarding this. (name withheld) says in a video that an “account […]
What Are Credit Reports and When Might You Need Yours?
What Are Credit Reports and When Might You Need Yours? Credit for Beginners by David B. Coulter Share Share Email Many of us won’t even become aware of credit reports until we apply for our first car loan, credit card or mortgage. To some, it can be a shock that there’s a record of our […]
4 Mistakes to Avoid When Getting Your First Credit Card
4 Mistakes to Avoid When Getting Your First Credit Card Credit Cards by David B. Coulter Share Share Email Getting your first credit card can feel like an exciting step, as well as a good way to acquire things that might otherwise have been beyond your budget. In fact, almost 47% of Americans have at least […]
What Happens When I Refinance My Mortgage Loan?
What Happens When I Refinance My Mortgage Loan? Credit Cards by John Ulzheimer Share Share Email Think about what’s involved in refinancing your mortgage? It is just about the same as when you applied for the original mortgage. You still have to be able to qualify based on your current financial situation and most lenders […]